HOW MUCH DOES INSURANCE COST SHIPMENTS FROM CHINA TO KENYA

Discover how much shipping insurance costs from China to Kenya. Compare rates, coverage options, and key factors to protect your cargo in transit.

How much does shipment insurance cost from China to Kenya

According to SendWell Cargo Ltd shipping insurance for goods from China to Kenya typically costs around 3% of the package’s value for a one-way trip. Some providers also charge a flat rate for every $100 of Insurance, such as $3 per $100, as reported. For an accurate quote, it is best to contact a shipping company directly.

Factors that affect insurance costs 

Value of the package: The higher the value, the higher the insurance cost.

Shipping method: Insurance rates can vary depending on the shipping method (e.g., air freight, ocean freight, express).

Shipping company: Insurance rates can vary depending on the shipping company.

Policy terms: The coverage and specific terms of the insurance policy can also affect the cost.

Examples

A package worth $1,000 may have an insurance rate of $30 (3% of $1,000).

Some providers charge $3 for every $100 of Insurance. So, a package worth $1,000 costs $30 to insure.

What is the average cost of cargo insurance from China to Kenya

The cost of cargo insurance from China to Kenya is typically calculated as a percentage of the declared value of the goods and is not a fixed amount. According tog SendWell Cargo Ltd, this is generally around 3% of the package value for outbound shipments and 1% for return shipments.

However, this amount can vary depending on the value of the shipment, the type of goods, and the insurance company.

How to determine the cost

1. Determine the declared value: This is the value of the goods for insurance purposes.

2. Calculate the premium: Multiply the declared value by the insurance rate (for example, 3% for shipping and 1% for arrival).

Example

If you are shipping goods worth $10,000 and the insurance rate is 3%, the cost of Insurance is $300 ($10,000).

0.03. Bottom line

The exact cost of insuring cargo from China to Kenya via SendWell Cargo Ltd depends on several factors. It’s a good idea to obtain quotes from several insurance companies to compare rates and find the best option for your needs.

A good starting point for estimating costs is the general rate of 3% for shipping and 1% for arrival as a percentage of the declared value of the shipment.

Abdi Haji can walk you through it— Just message him on WeChat WhatsApp or Call +8619502055747.

Is shipping insurance from China to Kenya worth it

The value of SendWell Cargo Ltd insurance depends on the value and nature of the goods being shipped. For valuable, fragile, or irreplaceable items, Insurance is generally recommended. For lower-value items, Insurance may not be economically feasible.

Factors to consider

Value of goods

High-value items require Insurance to protect against significant financial loss.

Fragility of goods

Fragile items are more vulnerable to damage during transit, making Insurance a good investment.

 Importance of goods

Irreplaceable or essential items should be insured to ensure timely delivery and avoid disruptions.

Risk of loss or damage

Consider the risk of theft, damage, or loss during transit, especially for international shipments.

Cost of Insurance

Weigh the cost of Insurance against the potential benefits of coverage.

Shipping method

While air freight is faster, it can also carry a slightly higher risk of loss or damage than sea freight.

Benefits of Insurance

Financial protection

Insurance can reimburse the declared value of lost, damaged, or stolen goods.

Peace of mind

Knowing that your shipment is insured gives you peace of mind and reduces stress during transportation.

Ease of claims handling

A well-documented claims process ensures a smoother experience in the event of a claim.

What factors affect the cost of shipment insurance from China to Kenya

The cost of shipping insurance from China to Kenya via SendWell Cargo Ltd depends on several factors, including the value of the goods, the type of coverage selected, the shipping method, and the type of Insurance chosen.

A higher value, more comprehensive coverage, and potentially air freight over sea freight will lead to a higher insurance premium.

Value of goods

The more valuable the goods, the higher the insurance premium will be. That is because the insurance company covers a greater potential loss.

Type of coverage

Different insurance policies offer various levels of coverage, ranging from basic coverage for loss or damage in transit to more extensive coverage for risks such as war, civil disturbances, and theft. More comprehensive coverage is generally more expensive.

Shipping method

Although air freight is faster, it is often more expensive to insure than sea freight because it carries a greater risk. Air freight insurance premiums are generally based on the value of the goods and the risk of loss or damage in transit.

Terms of sale (Incoterms)

Incoterms (International Trade Terms) define the responsibilities and obligations of the seller and buyer regarding shipping costs, Insurance, and other related expenses. For example, CIF (Cost, Insurance, and Freight) means that the seller is responsible for the insurance costs, while FOB (Free on Board) passes that responsibility to the buyer.

Who offers the cheapest cargo insurance for China–Kenya shipments

It is challenging to determine who offers the most affordable cargo insurance, as rates can vary significantly depending on factors such as the type of cargo, its value, and the specific shipping conditions. However, several companies offer cargo insurance for shipping from China to Kenya, and some may offer competitive rates.

What is covered under shipment insurance from China to Kenya

Ocean freight insurance covers goods, cargo, merchandise, and other items against loss or damage during transportation by rail, road, sea, and/or air.

How do I calculate freight insurance costs from China to Kenya

To calculate the cost of cargo insurance from China to Kenya via SendWell Cargo Ltd, you typically determine the insured value and then apply an insurance rate. The insured value is typically calculated as the invoice value, the freight cost, and a 10% surcharge.

The insurance rate is a percentage, and you multiply the insured value by this rate to get your insurance premium.

Here’s a more detailed breakdown

1. Determine the insured value

Invoice value: This refers to the value of the goods as stated on the invoice.

Freight charges: This includes the cost of transporting the goods from China to Kenya.

 Surcharge (10%): This is a common addition to cover potential additional costs, such as packing, loading, and unloading.

2. Apply the policy rate

Policy rate

The insurance company sets that percentage and varies based on factors such as the type and value of the goods being insured.

Calculation

Multiply the insured value by the policy rate to get your insurance premium.

Example

Let’s say the commercial invoice value is $10,000, the freight charges are $500, and the policy rate is 0.5%.

1. Insured Value: $10,000 (Commercial Invoice) + $500 (Freight) + ($10,500 * 0.10) = $11,050

2. Insurance Premium: $11,050  *0.005 = $55.25

Factors That Affect Insurance Costs

Type and Value of Goods: More valuable or fragile goods generally have higher insurance premiums.

Mode of Transportation: Air freight often has higher insurance costs than ocean freight.

Distance and Routing: Longer distances and more complex routings can increase costs.

Terms of Sale (Incoterms): Incoterms such as CIF (Cost, Insurance, Freight) determine who is responsible for insurance costs.

Important Considerations

Review the Policy Terms: Pay special attention to the valuation in your insurance policy.

Consider additional coverage: You may need to consider additional coverage for specific risks such as war, strikes, or riots.

Consult insurance professionals: If your shipments are complex or you have specific concerns, it is best to consult an insurance professional.

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What are the best shipment insurance companies for China to Kenya trade

For China-Kenya trade, several reputable companies offer excellent shipping insurance, including SendWell Cargo Ltd, Firstlane Logistics (K) Ltd, and Shardi Shipping & Cargo, among others.

These companies provide coverage for potential risks during shipping, ensuring the value of your goods is protected.

Detailed Options

SendWell Cargo Ltd

A global logistics provider with expertise in cargo insurance and offers customized solutions for different modes of transportation.

Firstlane Logistics (K) Ltd

A Kenya-based logistics company specializing in freight forwarding and transportation, including insurance services.

Shardi Shipping & Cargo

An international freight forwarding company known for its extensive network and dedication to customer satisfaction.

Other options

Cargo from China, as well as DFH Logistics and other companies such as Modest International, Offshore Global Logistics Limited, and Cosco Shipping Lines, also offer freight and insurance services.

Key elements

Coverage

Make sure your insurance policy covers the full value of your goods and the specific risks associated with your chosen mode of transportation (sea, air, or land).

Claims process

Please familiarize yourself with the claims process and ensure it is efficient and straightforward.

Company reputation

Discover the company’s reputation and history of addressing complaints and delivering exceptional customer service.

What percentage of shipment value is insurance from China to Kenya

Insurance for a shipment from China to Kenya typically ranges from 0.3% to 0.5% of the freight value. That is a general estimate, and the exact percentage can vary depending on factors such as the type of cargo, its value, and the insurer. For example, SendWell Cargo Ltd charges 3% for the outbound shipment and 1% for the return shipment.

How much does marine cargo insurance cost for China–Kenya shipments

Marine Insurance for shipments from China to Kenya via SendWell Cargo Ltd typically costs around 0.5% of the total freight value. However, this amount can vary depending on the type of cargo, the origin and destination, and whether the shipment is a closed or open container. Insurers may also consider specific route and transportation risks.

For example, a shipment of fresh produce may command a higher premium than a shipment of electronics.

What’s the difference between CIF and FOB insurance from China to Kenya

For international shipping from China to Kenya, the CIF (Cost, Insurance, and Freight) and FOB (Free on Board) are two commonly used Incoterms that define the responsibility for costs and risks during transportation. CIF means that the seller is responsible for costs, Insurance, and freight until the goods arrive at the port of destination.

In contrast, FOB means that the buyer assumes these responsibilities once the goods are loaded onto the vessel.

Key differences

Responsibility for shipping and Insurance

With CIF, the seller is responsible for all costs and Insurance until the goods arrive at the port of destination. With FOB, the buyer is responsible for shipping and Insurance once the goods are loaded onto the vessel.

Transfer of risk

With CIF, the seller bears the risk until the goods arrive at the port of destination. With FOB, the risk passes to the buyer once the goods are loaded onto the vessel.

Control over shipping

With CIF, the buyer has less control over the shipping process, as the seller is responsible for handling it. FOB gives the buyer more control over the shipping process, including the ability to select a freight forwarder and negotiate rates.

Cost

CIF generally represents a higher total cost to the buyer, as the seller covers the costs of shipping and Insurance. FOB can be more advantageous if the buyer can negotiate competitive rates and handle shipping costs themselves.

In short, CIF places more responsibility for shipping and Insurance on the seller, while FOB gives the buyer more control and responsibility over these aspects.

The choice between CIF and FOB depends on the buyer’s preferences regarding control, cost, and risk.

Is marine insurance mandatory for shipments from China to Kenya

Yes, marine Insurance is mandatory for shipping from China to Kenya via SendWell Cargo Ltd. This requirement took effect and applies to all imports into Kenya, as stated in a joint statement from the Kenya Revenue Authority and the Insurance Regulatory Authority. Importers are now required to purchase marine Insurance from licensed insurers in Kenya.

This policy is designed to comply with the Marine Insurance Act of 2017 and ensure that all imported goods are insured
locally.

Customs clearing issues? Abdi can help fix them, Contact him on WeChat WhatsApp or Call +8619502055747.

Can I insure small shipments from China to Kenya

Yes, you can insure small shipments from China to Kenya. Several shipping companies and freight forwarders like SendWell Cargo Ltd offer insurance options to protect your cargo during transit. You can purchase Insurance from the carrier or freight forwarder of your choice. Insurance costs are generally related to the value of your cargo.

Here’s a more detailed explanation

Shipping companies and freight forwarders

Companies like  SendWell Cargo Ltd, DHL, FedEx, UPS, and freight forwarders like Ubest Shipping and Air Cargo Global offer Insurance as part of their shipping services.

Insurance coverage

Insurance can cover loss, damage, or theft during transit.

Cost

Insurance costs are generally based on the value of your cargo. Some carriers, such as DHL, may charge a percentage premium, for example, 3% for outbound shipments or 1% for return shipments.

How to get Insurance

You can usually get Insurance when you book your shipment with the carrier or freight forwarder.

What does full-risk insurance cover for China to Kenya cargo

Comprehensive Insurance for goods shipped from China to Kenya via SendWell Cargo Ltd offers extensive protection against various risks during transportation. It covers loss or damage from almost any cause not expressly excluded.

That includes risks such as water damage, theft, fire, and natural disasters, as well as risks associated with war, terrorism, and other similar events.

What the Insurance generally covers

Maritime risks: Loss or damage caused by the sea, including storms, waves, and shipwrecks.

Acts of war and terrorism: Loss resulting from armed conflict, piracy, and terrorist attacks.

Fire: Loss or damage caused by fire on board the vessel or during storage.

Theft and plunder: Loss of goods due to theft or break-in.

Accidental damage: Damage resulting from accidents during loading, unloading, or transportation.

 Force majeure: Damage caused by floods, earthquakes, or other natural disasters.

Short landing: Loss of part of the cargo. What is generally excluded:

Malicious misconduct: Losses caused by the insured’s intentional acts.

Losses due to shipping delays: Losses incurred due to shipping delays.

Wear and tear: Damage resulting from normal ageing or deterioration of the goods.

 Congenital disabilities: Losses resulting from natural defects or inherent properties of the goods. Important considerations:

Mandatory Insurance: Importing goods into Kenya requires marine Insurance, and the Kenya Revenue Authority (KRA) will not clear goods without it, according to AMSurvity, an insurance company.

Customs and import duties: Import duties and taxes can increase the total cost of the shipment.

Does insurance cover damages in transit from China to Kenya

Yes, Insurance can cover damage during transit from China to Kenya. Marine Insurance is the most commonly used Insurance for international shipments. Protects goods from loss or damage during transportation by sea, air, rail, or road. This Insurance can cover a variety of risks, including accidents, theft, and other hazards.

Marine Insurance

This type of Insurance is designed explicitly for goods in transit, whether by sea, air, or land. It covers loss or damage during the entire journey from the seller’s warehouse to the buyer’s warehouse.

 Coverage

A marine insurance policy can cover a wide range of risks, including damage from accidents, theft, natural disasters (such as fire or lightning), and other unforeseen circumstances.

Options

There are different types of marine Insurance, such as comprehensive coverage (which covers a wide range of risks) and specific risk insurance (which covers only certain risks, such as fire or theft).

Importance

It is essential to clarify the limits and conditions of coverage before purchasing Insurance, as some policies may have exclusions or limitations that affect your coverage.

Get Insurance

You can get marine cargo insurance from insurance companies or door-to-door shipping companies.

Example

If a container ship encounters a storm and its cargo is damaged, marine cargo insurance can provide coverage for the resulting damage.

How to insure fragile goods shipped from China to Kenya

To insure fragile goods from China to Kenya via SendWell Cargo Ltd, you need to declare their value to the carrier and purchase insurance. Choose a carrier that specializes in handling fragile goods and ensure your goods are securely packed using the appropriate materials and techniques.

Here’s the process

1. Choose a reliable shipping company

Choose a company that specializes in international shipping and has experience handling fragile goods. Think of companies like SendWell Cargo Ltd, DHL, TNT, FedEx, or UPS.

2. Declare the value of your goods

Clearly state the actual value of your goods on the shipping documents. That is essential for Insurance.

3. Purchase insurance

Most carriers offer insurance options that cover loss, damage, or theft during transit. Choose Insurance that adequately covers the declared value of your goods.

4. Pack your goods properly

Use sturdy, durable boxes and protect your items with cushioning material such as bubble wrap, foam, or packing paper. Fill in any empty spaces to prevent them from shifting.

5. Label your package

Clearly label your package as “fragile” and include any special handling instructions, such as “Keep upright” or “Handle with care.”

6. Take extra precautions

You can also opt for additional services such as extra cushioning, special packaging, or a carrier specifically for fragile items.

7. Document your shipment

Keep copies of all shipping documents, including your packing list, insurance policy, and tracking information, for your records.

8. Track the carrier

Check the status of your shipment regularly and contact the carrier if you have any concerns.

Important considerations

Shipping insurance is optional

While highly recommended, the decision to purchase it is yours.

Insurance terms vary

Please read your insurance policy carefully to understand what is and isn’t covered.

Good packaging is essential

Even with Insurance, good packaging can minimize the risk of damage.

Is air freight insurance more expensive than sea freight China to Kenya

Yes, air freight insurance is generally more expensive than marine Insurance for shipping from China to Kenya. That is because air freight is a faster and safer option, but it also comes with a higher total cost, including Insurance.

Can I get door-to-door shipping insurance from China to Kenya

Yes, Using SendWell Cargo Ltd you can get door-to-door shipping insurance for goods shipped from China to Kenya. Marine freight insurance, which covers various risks during transportation, is generally available for door-to-door shipping. This type of Insurance can be purchased directly from door-to-door shipping companies or through insurers.

Ask for a quote breakdown—Abdi Haji is here, Contact him on WeChat WhatsApp or Call +8619502055747.

Are electronics covered under China–Kenya shipment insurance

Yes, electronics are generally covered by shipping Insurance from China to Kenya. Shipping insurance can cover various types of goods, including electronics, against loss or damage during transportation. Carriers offer different types of Insurance, but generally, they offer compensation for total loss or partial damage.

Read more

Coverage

Many shipping companies like SendWell Cargo Ltd offer Insurance that covers the value of electronics in the event of loss, damage, or theft during transportation from China to Kenya.

Types of Insurance

Transport insurance can be offered as standard by carriers or purchased separately as an option.

Important

For businesses that transport high-value goods, especially electronics, Insurance provides financial security and peace of mind in the event of an unexpected incident during transportation.

Example

SendWell Cargo Ltd offers Shipping Value Protection, which covers up to $100 per package in the event of loss or damage.

How to claim shipment insurance for damaged cargo from China to Kenya

To file an insurance claim for damaged goods shipped from China to Kenya, you must notify the insurance company immediately, document the damage with photographs, and gather relevant supporting documents, including the insurance policy, bill of lading, and invoices.

You may also need to contact the carrier to file a claim and cooperate with any inspections.

Here is a more detailed description

1. Report immediately

Contact the insurance company as soon as you become aware of the damage. Confirm receipt of the claim.

2. Document the damage

Take clear photos of the damaged goods and packaging. Also, document any evidence of handling or impact.

3. Gather supporting documentation

Gather the original insurance policy or certificate, the original bill of lading or air waybill, the supplier invoice, and the packing slip.

4. Contact the carrier

File a claim with the carrier (e.g., shipping company, freight forwarder) within the timeframe specified in the shipping documents (usually 3 days).

5. Cooperate with inspections

If the insurer or carrier requests an inspection, cooperate fully. Make sure the goods are safe.

6. File the claim

Prepare a written claim request, including all necessary documentation, and submit it to your insurance company. You may also be required to provide correspondence with the carrier.

7. Follow up

Monitor the claim status and contact the insurance company if needed.

What documents are required for shipment insurance China to Kenya

For an insured shipment from China to Kenya, you will need several essential documents, including a commercial invoice, a packing list, a bill of lading (or air waybill), and possibly a certificate of origin, an import license, and an insurance policy. These documents are essential for customs clearance and verification of the shipment details.

Specific Documents

Commercial Invoice

This document outlines the transaction between the buyer and seller, including a description, quantity, value, and other relevant information about the goods.

Loading List

This document lists the specific contents of each package or container, including dimensions, weight, and quantity.

Bill of Lading (B/L) or Air Waybill (AWB)

This document, issued by the carrier, serves as a receipt for the shipment. It confirms the cargo and destination details.

Certificate of Origin

This document confirms the country of origin of the goods, which may be required in trade agreements or for customs purposes.

Import Permit

Some goods may require a specific import permit to be legally imported into Kenya.

Insurance Policy

This document confirms that the shipment is insured and specifies the coverage.

Customs Declaration Form

This form is completed by the importer (or customs broker) and contains detailed information about the goods, including quantity, value, and taxes.

 Import Declaration Form (IDF)

This form is mandatory for all imports into Kenya.

Certificate of Conformity (COC)

A COC issued by a PVOC agent may be required for regulated products to ensure compliance with Kenyan standards.

Import Standard Mark (ISM) Certificate

This certificate confirms that the product meets the quality standards of the Kenya Bureau of Standards.

Customs Declaration

That is an official document that is presented to customs upon each import.

Important Notes

The specific documents required may vary depending on the type of goods being shipped and Kenyan customs regulations.

Accurate and complete documentation is crucial for facilitating customs clearance.

How long does it take to process a cargo insurance claim

Cargo insurance claims can take a few weeks to a few months to process. The complexity of the application, the completeness of the documentation, and the cooperation between the parties involved all affect the processing time. In some cases, applications can be processed within 14 days, while in other cases, they may take longer.

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Is shipment insurance legally required for exports from China to Kenya

Yes, marine Insurance is required by law for imports into Kenya, including those from China. In particular, all importers, including importers of goods shipped from China, must obtain local marine cargo insurance with a locally licensed insurer in Kenya, effective February 14, 2025.

This requirement is enforced by the Kenya Revenue Authority (KRA) and the Insurance Regulatory Authority (IRA).

Here’s why and how it works

 Mandatory Insurance: The Kenyan government has made it mandatory to insure all imported goods, including those from China, with a local Kenyan insurance company.

 Enforcement: The KRA and KPA will enforce this policy.

Consequences of non-compliance: Failure to comply with insurance requirements can result in penalties, including fines and delays in customs clearance.

Local Insurance: Insurance must be with a licensed insurance company in Kenya.

 Mandatory customs clearance: Importers must provide proof of Insurance to clear cargo through customs.

How to verify cargo insurance policy validity from China to Kenya

To check the validity of a SendWell Cargo Ltd cargo insurance policy, look for a unique serial number issued by the Association of Insurers of Kenya (AKI) and check whether the policy’s Import Declaration Form (IDF) number is included. From February 14, 2025, all imports into Kenya will require locally issued marine insurance.

1. Look for the AKI serial number: The Association of Kenya Insurers (AKI) assigns unique serial numbers to all valid local marine policies.

This serial number is a key identifier to verify the legitimacy of the policy.

2. Check the IDF number: The Import Declaration Form (IDF) number must be displayed on the insurance policy and serves as the primary reference for all certificates.

3. Comply with local regulations: From February 14, 2025, all imports into Kenya will require locally issued marine insurance. Failure to comply with these regulations will result in delays or penalties during customs clearance.

4. Digital certificates: All importers must process and submit their insurance certificates digitally via platforms integrated with the Insurance Regulatory Authority (IRA) and Kenya Revenue Authority (KRA) systems.

Can exporters provide shipment insurance from China to Kenya

Yes, exporters can purchase shipping insurance for goods shipped from China to Kenya via SendWell Cargo Ltd. While some logistics providers may arrange insurance directly, it is generally advisable for exporters to discuss the terms of purchase with suppliers and exclude the insurance component when shipping under certain Incoterms (e.g., CIF).

Additionally, Kenya has introduced a new legal requirement requiring mandatory ocean freight insurance for all imports, which must be purchased from a locally recognized insurer.

Do freight forwarders provide insurance for China to Kenya

Yes, many freight forwarders offer insurance options for goods from China to Kenya. These policies can cover potential risks such as loss or damage during transportation. Some freight forwarders, such as SendWell Cargo Ltd, Winsky Freight, and CFC, explicitly state that they provide insurance services.

Here is a more detailed description of how insurance works in this context:

Coverage

Insurance typically covers losses or damages to goods during transportation. It can also cover other risks, such as theft or delay.

 Who pays? Insurance costs are typically paid by the shipper (the seller or buyer, depending on the agreed-upon Incoterms).

 Types of insurance

Freight forwarders can offer various types of cargo insurance, including comprehensive policies that cover a broad range of potential losses and liabilities.

How to file a claim

If your goods are damaged or lost, you should contact the insurance company or the freight forwarder to file a claim.

Who is responsible for insuring cargo from China to Kenya—buyer or seller

Who is responsible for insuring your goods during transit from China to Kenya  via SendWell Cargo Ltd depends on the agreed Incoterms (International Trade Terms). In CIF (cost, insurance, and freight) contracts, the seller is typically responsible for arranging insurance until the goods arrive at the buyer’s port of destination.

In contrast, in FOB (free on board) contracts, the buyer is usually responsible for arranging insurance once the goods are loaded onto the vessel.

WeChat or WhatsApp— Abdi’s got your back, Contact him on WeChat WhatsApp or Call +8619502055747.

How to find legit insurance providers for China–Kenya freight

To find a reliable insurer for cargo transportation between China and Kenya, it is best to choose logistics companies. These companies often partner with reputable insurance providers and can help you secure coverage for your goods during transit. 

Consider exploring options like SendWell Cargo Ltd or Winsky Freight, which specialize in shipping between China and Kenya and offer insurance options. 

1. Research freight forwarders and logistics providers

Start with reputable companies

Look for reputable freight forwarders that specialize in handling international shipments, particularly those with expertise in routes between China and Kenya.

Check insurance offerings

Contact the freight forwarder or logistics provider directly to inquire about their insurance options. They may offer different insurance models, including coverage for damage or loss.

Evaluate their reputation

Look for companies like SendWell Cargo Ltd with a proven track record of reliable service and positive customer reviews.

2. Understand insurance options

Types of coverage

The most common insurance options include coverage for damage, loss, and even theft in transit. Understand what is covered and what is excluded.

Calculating premiums

Insurance premiums are typically calculated as a percentage of the value of the goods shipped. Learn about the specific rate and the factors that affect the premium amount.

Claims process

Understand the claims process for damaged or lost shipments, including documentation requirements and deadlines.

3. Compare suppliers and quotes

Get multiple quotes

Contact multiple carriers and insurers to compare quotes and rates.

Review policy terms

Read your insurance policy carefully to understand coverage limits, exclusions, and the claims process.

Consider their expertise

Choose a supplier with experience in handling international shipments, especially one with extensive knowledge of the China-Kenya route.

4. Consider factors such as

Shipping times

Consider the time it takes for your goods to arrive at their destination and the potential impact this could have on your insurance coverage.

Customs clearance

Learn more about customs clearance and potential delays that could impact your claims.

Tracking and Monitoring

Make sure the provider offers tracking and monitoring services to help you track your shipment.

By following these steps, you will find a reliable insurance company that will protect your goods during transit from China to Kenya. Remember to do your research and compare different options to find the coverage that best suits your needs.

Can I insure partial shipments from China to Kenya

Yes, it is possible to ensure partial shipments from China to Kenya. Most shipping companies like SendWell Cargo Ltd offer insurance options that cover the value of the goods in the event of loss or damage during transit. This insurance can be applied to full or partial shipments, depending on the carrier’s terms and conditions.

Are taxes and duties covered by shipment insurance from China to Kenya

No, duties and taxes are generally not covered by shipping insurance from China to Kenya (or most other international routes).

Here’s how it typically works

What shipping insurance covers

Loss of goods

Damage to goods in transit

Sometimes theft, depending on your insurance policy. What shipping insurance doesn’t cover:

Import duties

Value Added Tax (VAT)

Customs clearance fees

 Customs fines

Storage/layover fees due to customs delays

These fees are usually paid by the importer (you) and must be paid to the Kenya Revenue Authority (KRA) or your designated customs broker upon arrival of the goods.

To manage these costs

Check if your supplier offers Delivered Duty Paid (DDP) shipping; although this is rare, it is beneficial in this case, as the seller manages the taxes and duties.

Hire a customs broker to handle customs clearance and estimate taxes in advance.

Learn about import duties and VAT (16%) in Kenya, which is calculated based on the CIF value (cost + insurance + freight).

Let’s start small— Message Abdi on WeChat WhatsApp or Call +8619502055747 today.

Is third-party shipment insurance better than carrier insurance

Generally, third-party liability insurance is better than shipping insurance due to its broader coverage, more comprehensive protection, and potentially lower costs for high-value shipments. Carriers offer basic coverage, but third-party liability insurance can provide full compensation in the event of loss or damage, including shipping and reshipping costs.

How much does full coverage cost for a 20ft container from China to Kenya

The estimated cost to ship a 20-foot full container (FCL) from China to Kenya ranges from $1,500 to $3,000 per container. However, the exact cost can vary depending on factors such as the port of origin, port of destination, type of cargo being shipped, and the shipping company’s specific terms and conditions.

According to SendWell Cargo Ltd, a 20-foot container can cost around $3,050.

 What is the best insurance for high-value cargo from China to Kenya

Leading Marine Cargo Insurers in Kenya

1. AIG Kenya

Key Features

Global presence with an extensive branch network

Specialized technical services for loss prevention in the marine sector

Comprehensive coverage for air, sea, rail and road transport

Fast on-site claims management thanks to a global presence

Target Group

Private Importers and Exporters

Banking Institutions

Project Contractors

2. CIC Group

Excellent Benefits

 Fast claims management

Competitive rates

Full coverage for domestic transport

Easy online underwriting of insurance policies

Digital access to policy documents

Strong financial support

Dedicated cargo insurance team

Their warehouse-to-warehouse protection offers customized coverage specifically designed for various commodities and shipping modes, making it particularly attractive for companies seeking flexible solutions.

3. Liberty Insurance

Exclusive Selling Benefits

Global Coverage

Full Warehouse-to-Warehouse Protection

A+ Rating by a Global Rating Agency

Comprehensive Coverage, Including:

Loss Prevention Charges

General Average Losses and Contributions

Landing and Storage Charges

War Risk Coverage

Strikes, Riots and Civil Disturbances

Theft and Loyalty Protection Shortage and Non-Delivery Coverage

4. Britam

Special Offers

Single Shipment Coverage

Open Coverages

Bulk and Non-Bulk Cargo Options

Hull and Machinery Insurance to Protect Your Vessel

5. Madison Group

Coverage Features

Flexible Insurance Options Depending on Trade Terms (FOB, C&F, CIF)

 Comprehensive Assessment

Multiple Policy Extensions Available

How does freight insurance cost vary by cargo type from China to Kenya

The cost of cargo insurance for shipping goods from China to Kenya via SendWell Cargo Ltd  primarily depends on the value of the goods, the mode of transportation (air or sea), and the level of coverage required. Goods with a higher value and more complex coverage generally incur higher insurance premiums.

Factors that affect insurance costs

Value of the goods

The insurance premium is generally calculated as a percentage of the declared value of the goods. Goods with a higher value will naturally have a higher insurance premium.

Mode of transportation

Air freight typically has higher insurance premiums than sea freight due to the inherent risks associated with air freight.

Type of coverage

Different insurance policies offer varying levels of coverage, ranging from basic protection against loss or damage to more comprehensive coverage that encompasses risks such as theft, fire, or extreme weather conditions. The coverage affects the premium.

It’s easier than you think— Abdi Haji can show you how, Contact him on WeChat WhatsApp or Call +8619502055747.

What are the pros and cons of marine vs. inland insurance for China-Kenya trade

For the Sino-Kenyan trade, marine insurance is essential to protect goods during the sea voyage, while land insurance is used for land transportation within Kenya. Marine insurance provides comprehensive coverage for maritime risks, including shipwrecks and piracy, while land insurance focuses on risks such as accidents and theft during domestic transportation.

Advantages and disadvantages of marine insurance for Sino-Kenyan trade:

Advantages

Comprehensive coverage

Marine insurance provides comprehensive coverage for goods throughout the entire journey, including sea, air, and land transportation.

Global reach

It is essential for international trade, covering goods from the seller’s warehouse in China to the buyer’s warehouse in Kenya.

Financial protection

It provides financial compensation in the event of loss or damage to goods during transportation.

Customized solutions

Marine insurance offers various coverage options, including “All Risks” and “Limited,” to cater to different needs and requirements.

Risk management

Reduces financial uncertainty associated with international trade, thereby promoting investment and economic growth.

Disadvantages

Cost

Premiums can be high, especially for high-value goods or goods transported through risky areas.

Complexity

Insurance policies can be complex, with varying conditions, exclusions, and deductibles.

Claims handling

Claims handling can be lengthy and involve complex procedures.

Legal requirements

Some countries, such as Kenya, may impose mandatory marine insurance, which can impact costs and flexibility.

Pros and cons of inland insurance for the Kenyan leg of the journey:

Pros

Domestic coverage

Inland insurance covers goods transported within Kenya, primarily by land and water.

Local risk focus

Coverages specific to Kenyan transport, including risks such as accidents, theft, and damage.

Coordination with marine insurance

It integrates seamlessly with marine insurance, providing comprehensive coverage from the Chinese port to the Kenyan destination.

 Affordability

Premiums are generally lower than marine insurance, as coverage is more limited.

Disadvantages

 Limited geographical scope: International transportation is not covered.

Specific risks: Insurance may not cover all risks, especially those related to marine transportation.

Coordination issues: Ensuring smooth coordination between marine and land insurance can be challenging.

Conclusion

For trade between China and Kenya, both marine and land insurance plays a crucial role in protecting goods during transportation. Marine insurance is essential for international travel, while land insurance covers the last leg of the journey in Kenya.

Choosing the right coverage options and understanding the policy’s terms is crucial to minimizing risks and ensuring a smooth trading experience.

Can I get shipment insurance online for China to Kenya logistics

Yes, you can buy shipping insurance online for logistics between China and Kenya. Many shipping companies and insurance companies offer this service.

Here’s how to purchase shipping insurance online

1. Choose a carrier

Select a reputable shipping company that provides online booking and insurance options. Examples include SendWell Cargo Ltd, DHL, FedEx, UPS, Air Cargo Global, and Hong Ocean, among others.

2. Book your shipment online

Use the carrier’s website to book your shipment from China to Kenya.

3. Add insurance during booking

Most carriers like SendWell Cargo Ltd allow you to add insurance during the booking process. Typically, you will need to provide the value of the goods to determine the insurance premium.

4. Pay the insurance premium

You will pay an additional insurance premium, which will be added to the total shipping charges.

5. Purchase an insurance policy

Once you complete the payment, you will receive confirmation of your insurance coverage.

How do premiums differ between courier and sea freight China to Kenya

Insurance premiums for courier shipments from China to Kenya via SendWell Cargo Ltd are significantly higher than those for ocean freight, primarily due to the speed and efficiency of air freight. Ocean freight, although slower, is significantly cheaper, especially for large or bulk shipments.

Planning a bulk shipment? Contact Abdi Haji on WeChat WhatsApp or Call +8619502055747.

What is the risk of shipping without insurance from China to Kenya

Uninsured shipments expose you to the risk of financial loss if your goods are lost, damaged, or stolen, possible breach of contract, and damage to your reputation. While logistics companies are committed to ensuring safety, accidents can still occur, and without insurance, you will be responsible for the full cost.

Which insurance companies cover hazardous goods to Kenya from China

Several insurance companies like SendWell Cargo Ltd offer ocean freight insurance in Kenya, and some specifically cover dangerous goods, including goods shipped from

Here are some examples

DHL Global Forwarding

These companies offer cargo insurance for a variety of goods, including high-risk items, and have staff trained in risk management and mitigation.

 Madison Insurance Group

These companies offer insurance for goods in transit, including coverage for hazardous goods. 

Liberty & Heritage Insurance

They offer insurance solutions, including marine insurance, and can also cover dangerous goods.

Mayfair Insurance Kenya

They offer insurance for goods in transit, including coverage for potentially hazardous goods.

Pioneer Insurance

They offer marine insurance for goods in transit, including coverage for potentially hazardous goods.

What are hidden costs in shipping insurance China to Kenya

Hidden costs and additional costs: Terminal handling costs: These costs can be applied at the ports of departure or arrival and cover the handling of containers and goods during transit.

Insurance costs: Protecting the shipment from damage or loss may incur additional fees.

Where to buy shipment insurance for China–Kenya freight

There are several ways to obtain cargo insurance for goods shipped between China and Kenya, including through the carrier, a third-party provider, or freight forwarders.

How to negotiate cargo insurance for China to Kenya shipping

To effectively negotiate freight insurance for shipping from China to Kenya, it is essential to understand your specific needs, research available insurance options, compare quotes, and communicate with your insurer or freight forwarder.

Consider factors such as the value of the goods, potential risks, and coverage requirements to select the most suitable policy.

What are common shipment insurance exclusions for China–Kenya cargo

INHERENT DEFECT

A foreseeable loss or damage to goods during transportation is called an inherent defect. This defect is a result of the condition and physical nature of the goods or products involved.

In the case of an inherent defect, the damage is not the result of processes in the supply chain but is due to an internal cause. For example, unstable chemical compounds can react and cause an explosion.

Exclusion: Damage caused by the nature of the product itself.

HIDDEN DEFECT

The term “latent defect” refers to problems with a product that are not readily detectable by inspection. For example, a product with cracked or loose welds due to improper manufacturing. The damage would be due to the quality of artistry or production of the products.

Exclusions: Damage due to the quality of the goods.

LOSSES DUE TO IMPROPER PACKAGING

Proper packing and crating play an essential role in the supply chain, both on land and at sea. When a shipper fails to protect their cargo with adequate packing techniques adequately, the products can easily become damaged during transit. Reusing poorly constructed corrugated boxes or crates can cause losses that are not covered by cargo insurance.

Exclusions: Damage caused by improper packing and crating.

Shipping Advice: Want to learn more about proper packing and crating? Watch the video “The Rigors of Freight Shipping” to learn how improperly packaged goods can cause losses in transit.

INTENTIONAL UNLAWFUL CONDUCT OF THE INSURED

This exclusion protects carriers and shippers from damage and loss caused by the intentional unlawful conduct of the insured or his employees.

The term “insured” refers to the party insured. In most cases, the party receiving the shipment is the insured. In essence, this exclusion can be called insurance fraud. For example, a company may knowingly import damaged goods to file a claim with the insurance company.

UNEXPLAINED LOSS OR DEFECT

Unexplained loss or defect of goods is excluded when it occurs in a vehicle owned, leased, or used by the insured. The most common case is the theft of goods from the car by the insured or employees. Theft by an unrelated third party, resulting from theft or a missing lock on the insured’s vehicle, is also excluded.

What is the best way to insure a container from China to Kenya

The best way to insure a container from China to Kenya is to get marine insurance, usually through a reputable freight forwarder like SendWell Cargo Ltd. This insurance covers various risks, including loss, damage, and theft during transportation.

It is recommended to choose a comprehensive insurance policy that covers the full value of the goods with an additional margin.

1. Get marine insurance

Marine insurance is specifically designed to protect goods during transportation by sea. It is the standard method of insurance.

2. Choose a reliable freight forwarder

A freight forwarder can assist you in purchasing insurance and manage the entire shipping process, including customs clearance.

3. Get All Risks coverage

This type of coverage protects you from virtually any physical damage or loss, regardless of the cause.

4. Full value coverage

Ensure your insurance policy covers the invoiced value of the goods plus 10% of the invoiced value.

5. Consider additional coverage

Some policies cover shipping delays, theft, or damage caused by weather events.

How can I reduce insurance costs for China–Kenya shipments

To reduce insurance costs for shipping from China to Kenya, prioritize proper packaging, compare quotes from multiple insurance companies, negotiate with freight forwarders, and understand the terms of your insurance policy.

1. Proper packaging

Make sure your goods are adequately packaged to minimize damage during transit. That includes using proper external and internal packaging, sealing boxes correctly, and labeling them accurately.

This can help reduce the risk of claims and, in turn, your insurance premium.

2. Compare insurers and quotes

Get quotes from multiple insurers to compare prices and coverage options.

Consider negotiating better rates with freight forwarders, especially if you have a consistent shipping volume.

3. Understand insurance terms

Familiarize yourself with the terms of your insurance policy, including Incoterms (such as FOB or CIF) and deductibles.

Understand the risks covered and exclusions to make informed decisions about your coverage.

4. Negotiate with freight forwarders

If you have a high shipping volume, take the opportunity to negotiate lower insurance costs with freight forwarders.

Consider negotiating rates with a freight forwarder, especially during peak periods.

Take the first step— Message Abdi Haji on WeChat WhatsApp or Call +8619502055747.

Can I bundle cargo insurance with shipping costs from China to Kenya

Yes, it is common and often recommended to combine cargo insurance with shipping when shipping from China to Kenya. Many freight forwarders and shippers offer insurance as part of their services.

That simplifies the process and potentially reduces administrative costs compared to purchasing separate insurance policies.

Details

Convenience

By combining insurance and shipping, you no longer have to find a separate insurance company or handle paperwork separately.

Potential savings

Some freight forwarders offer combined insurance at a slightly lower price than purchasing separate insurance.

Simplified claims process

With combined insurance, the claims process is usually handled directly by the freight forwarder, which can be more convenient than using a separate insurance company.

Protection against loss or damage

Cargo insurance protects your goods against a variety of risks, including loss, damage, theft, or delay in transit.

Is shipment insurance included in freight quotes from China to Kenya

No, shipping insurance is generally not automatically included in freight quotes from China to Kenya. It is usually an additional service that must be purchased separately. Although some freight forwarders or logistics providers offer insurance as part of their services, it is not included in the basic freight cost.

Can small businesses get cargo insurance from China to Kenya

Yes, small businesses in Kenya can purchase cargo insurance for their shipments from China to Kenya, provided they are buying it from a local insurance company. A new regulation, requires all imports into Kenya to be accompanied by marine insurance purchased from a Kenyan insurance company. This rule applies regardless of the size of the business.

Is insurance needed for samples shipped from China to Kenya

Yes, although not always mandatory, cargo insurance is highly recommended for samples shipped from China to Kenya. It protects against loss or damage during transit, which can be significant, especially for international shipments.

How does shipment tracking affect insurance claims from China to Kenya

Shipment tracking has a significant impact on insurance claims, as it provides verifiable proof of transportation and delivery, facilitates dispute resolution, and substantiates claims for loss or damage. Tracking data helps establish a timeline of events, document any discrepancies, and demonstrate the shipper’s responsibility for the shipment’s safe arrival at its destination.

Here are the effects of shipment tracking on insurance claims:

Verifiable history

Tracking data traces the shipment’s path, including its origin, transit points, and delivery. That helps accurately identify delays or issues that may have given rise to a claim.

Proof of loss or damage

If a shipment is lost, damaged, or delayed, tracking data can serve as evidence to support a compensation claim. That can be especially helpful in the event of a dispute with the shipper.

Supporting documentation

Tracking information, along with other documents such as bills of lading and packing slips, provide a complete record of your shipment. These documents can be crucial for insurance companies to evaluate your claim and make an informed decision.

Facilitates dispute resolution

Data tracking can expedite and streamline dispute resolution among shippers, carriers, and insurance companies. A clear overview of your shipment’s journey helps clarify responsibilities and speed up the claims process.

Reduces the risk of fraud

Tracking shipments can also help deter fraudulent claims by providing a verifiable overview of the shipment’s status and location. That helps insurance companies prevent fraudulent claim payouts and reduce overall costs.

What’s the cost of DHL shipment insurance from China to Kenya

DHL Express offers shipping insurance, but the cost varies depending on the value of the shipment and its origin. Typically, outbound shipments (from China to Kenya) are insured for 3% of the package value, while inbound shipments are insured for 1% of the package value. For an accurate quote, contact DHL Express directly.

Does FedEx insure commercial shipments from China to Kenya

While FedEx offers insurance for international shipments, it is not full or comprehensive liability insurance. For commercial shipments from China to Kenya, FedEx’s basic coverage is limited; however, you can pay an additional fee to declare a higher transportation value, as per FedEx’s guidelines.

You can also purchase additional insurance from other carriers.

How much is insurance for LCL vs. FCL shipping China to Kenya

Insurance costs for LCL (Less than Container Load) and FCL (Full Container Load) shipments from China to Kenya via SendWell Cargo Ltd are typically calculated as a percentage of the shipment value. While rates vary, LCL insurance is generally less expensive than FCL insurance because LCL shipments are often consolidated, and the risk is shared among multiple shipments.

LCL Insurance

LCL insurance is usually calculated per cubic meter (CBM).

You need to consider the number of cubic meters your goods occupy and the insurance rate per CBM.

For example, if your LCL shipment occupies five cubic meters and the insurance rate is $10 per cubic meter, the cost of insurance will be $50.

FCL Insurance

 FCL insurance is usually a percentage of the total value of the shipment, often around 1-2%.

The cost of insurance depends on the agreed value of the goods and the insurance rate.

For example, if the value of the FCL shipment and the insurance rate is 1%, the cost of insurance will be $100.

What’s the best shipment insurance for e-commerce goods to Kenya

For e-commerce goods shipped to Kenya, several companies offer insurance, including SendWell Cargo Ltd and DHL . DHL Global Forwarding offers cargo insurance that covers loss or damage, while Jubilee Insurance provides insurance for goods during transportation.

Liberty & Heritage Insurance also offers marine insurance.

Further information

SendWell Cargo Ltd

SendWell Cargo Ltd offers cargo insurance that covers goods against loss or damage caused by external causes during transportation. This insurance covers the full value of the goods.

Jubilee Insurance

Jubilee Insurance provides coverage for goods during transportation, including loss, destruction, or damage to goods during transit. Their coverage includes accidents, theft, collision, fire, and overturning while in transit by road. 

Liberty & Heritage Insurance

Liberty & Heritage Insurance offers marine cargo insurance for import and export, covering goods transported by sea, rail, or air. They also provide customized solutions for single shipments or regular import and export.

Other considerations

Mandatory cargo insurance: In Kenya, a marine insurance certificate is required for customs clearance, so Liberty & Heritage Insurance may be relevant.

 DHL e-commerce value protection: DHL also offers specific value protection for e-commerce shipments, with coverage up to $100 per package.

Are food products covered by shipment insurance from China to Kenya

Yes, food products are generally covered by SendWell Cargo Ltd insurance, but specific coverage conditions may vary. For example, marine cargo insurance may protect against loss or damage in transit, and this often includes food products.

However, it is essential to understand the specific terms of your insurance policy and be aware of any exclusions or limitations that may apply to your coverage.

How does container type affect insurance rates from China to Kenya

The type of container affects insurance premiums from China to Kenya, as different types of containers may require specialized handling, increase the risk of damage, or have a higher value, which in turn affects insurance premiums.

For example, refrigerated containers or containers with specialized equipment may have higher insurance premiums due to potential damage or the cost of specialized handling.

Here is a more detailed breakdown of how container type affects insurance:

Standard containers vs. specialized containers

Standard containers (20-foot and 40-foot) typically have lower insurance premiums than specialized containers, such as open-top, flat rack, or reefer containers. Specialized containers may have higher insurance premiums due to the risk of damage or the potentially higher value of the cargo they carry.

Damage risk

The type of container can affect the risk of damage during transportation. For example, open-top containers may be more susceptible to theft or weather damage, which can result in higher insurance premiums.

 Cargo value

Transporting valuable goods in a container can increase insurance premiums. Insurance companies assess the value of the goods and adjust the premium accordingly.

Specialized handling

Some containers, such as reefer containers, require specialized handling and equipment. This increased complexity can lead to higher insurance premiums.

Insurance policy coverage

The type of insurance policy you choose (for example, comprehensive or specific risks) also affects your premium. Comprehensive policies may offer more coverage, but they also come with higher costs.

How to insure perishable items from China to Kenya

To insure perishable goods from China to Kenya, you need to purchase cargo insurance from an insurance company or freight forwarder. This insurance can cover loss or damage to goods during transit, including damage, theft, and even total loss due to accidents or events such as shipwreck or collision.

Ocean and air freight insurance is a standard option for shipping perishable goods.

Are fashion items covered under standard shipment insurance China–Kenya

Yes, fashion items are generally covered under standard insurance for shipping from China to Kenya. Standard insurance, offered by carriers such as SendWell Cargo Ltd, generally covers lost or misplaced goods, including clothing and other fashion items.

What is the claim process for lost shipments from China to Kenya

To claim compensation for a lost shipment from China to Kenya, you must first contact the carrier (e.g. SendWell Cargo Ltd, DHL, UPS, FedEx) and report the issue within 30 days of receiving the shipment. You must then follow their specific claim process, which typically involves providing documentation such as a copy of the invoice and proof of postage.

Details

1. Contact the carrier

Immediately notify the carrier (e.g.,SendWell Cargo Ltd, DHL, UPS, FedEx) of the lost shipment. They will begin an investigation.

2. File a claim

File your claim within the timeframe (usually 30 days from the carrier’s acceptance).

3. Provide supporting documentation

You will likely need to provide supporting documentation, such as:

A copy of the invoice or statement showing the value of the merchandise.

A copy of the original shipping receipt.

4. Follow the carrier’s process

Each carrier (e.g., SendWell Cargo Ltd, DHL, UPS) has its own claims process, which includes specific forms, required documents, and deadlines.

5. Investigate the issue

The carrier will investigate the loss and gather information to determine the cause of the incident.

6. Get notified

You will receive an update on the results within a few days.

7. Claims Handling

If your claim is justified, the carrier will likely refund the value of the shipment or send you a replacement shipment.

Can I insure used machinery shipped from China to Kenya

Yes, you can insure used machinery shipped from China to Kenya. Purchase cargo insurance to protect against loss or damage during transit is generally advisable. According to SendWell Cargo Ltd, you can usually purchase insurance through insurers or freight forwarders.